Ndi chiyani chosasintha? Mawuwa amatha kumveka pa TV, makamaka zikafika mdziko lomwe likukumana ndi mavuto azachuma. Komabe, mawuwa amagwiritsidwa ntchito m'malo ena angapo, omwe tikambirana pansipa.
Munkhaniyi, tikuwuzani tanthauzo la kusakhulupirika komanso zomwe zingakhudze nzika.
Kodi kusakhulupirika kumatanthauza chiyani
Kumasuliridwa kuchokera ku Chingerezi, mawu oti "kusakhulupirika" kwenikweni amatanthauza "kusakhulupirika". Chosakhalitsa ndichinthu chachuma chomwe chimadziwika kuti boma silitha kulipira ngongole zakunja ndi zamkati chifukwa chakuchepa kwakukulu kwa ndalama zadziko.
Mwanjira yosavuta, kusakhulupirika ndikovomerezeka ndi boma kuti imasiya kulipira ngongole, nthawi yayitali. Ngakhale zili choncho, munthu wophweka yemwe, mwachitsanzo, achedwetsa kubweza ngongole kapena sanapereke mwezi uliwonse, amathanso kubweza.
Kuphatikiza pazokakamizidwa pazandalama, kusakhazikika kungatanthauze kulephera kutsatira ziganizo zilizonse zomwe zaperekedwa mu mgwirizano wa ngongole kapena mfundo zachitetezo. Chifukwa chake, chofunikira kwambiri pakupereka ngongole kwa wochita bizinesi ndikutumiza malipoti ku banki.
Kupanda kutero, kulephera kupereka lipoti lazopindulitsa mkati mwa nthawi yomwe idanenedwa kumawerengedwa kuti ndizosavomerezeka. Lingaliro ili limadziwika ndi mayina angapo:
- kulephera kutsatira ngongole zomwe mwakhala nazo munthawi inayake;
- Kutha kwa munthu, bungwe kapena boma;
- Kulephera kutsatira malamulo oti mupeze ngongole.
Mitundu yazinthu zosasintha
Akatswiri azachuma amasiyanitsa mitundu iwiri yosasinthika - luso komanso wamba. Kusakhulupirika kwaukadaulo kumalumikizidwa ndi zovuta zakanthawi, pomwe wobwereka saletsa zomwe akuchita, koma pakadali pano akukumana ndi zovuta zina.
Choyipa wamba ndikubweza ngongole kwa wobwereketsa yemwe amadzinena kuti wabweza. Ndiye kuti, alibe ndalama zolipirira ngongole, pakadali pano kapena mtsogolo. Tiyenera kudziwa kuti, malinga ndi gulu la wobwereka, zosakhulupirika zitha kukhala: zoyenda zokha, zamakampani, zamabanki, ndi zina zambiri.
Kulephera kumatha kubwera chifukwa cha zochitika zosiyanasiyana, kuphatikizapo mavuto azachuma, nkhondo, nkhondo, kuwonongeka kwa ntchito ndi zina zambiri.
Zotsatira zakusasinthika kwayekha
Kutha kwamaboma kumabweretsa zotsatirapo zoyipa kwambiri:
- Ulamuliro wa boma umasokonezedwa, chifukwa chake ngongole zotsika mtengo sizikupezeka;
- kutsika kwa ndalama zadziko kumayambira, zomwe zimapangitsa kutsika kwamitengo;
- miyezo ya moyo wa anthu ikuchepa;
- kusowa kwa malonda azinthu kumabweretsa kusokonekera kwamakampani ndi mabizinesi;
- ulova umakwera ndipo malipiro amagwa;
- magawo amabanki akuvutika.
Komabe, kusakhulupirika kumathandiza kulimbikitsa nkhokwe za dzikolo. Kugawidwa kwa bajeti kumakhala kosavuta. Okongoza ngongole, kuwopa kutaya chilichonse, amavomereza kukonzanso ngongole kapena kukana chiwongola dzanja chonse.
